Ark-La-Tex Financial Services, LLC. in Nebraska vs the state
1.4%Denial rate-11.13 pts vs state
1.6%Decision denial rate-13.54 pts vs state
85.1%Origination rate+17.83 pts vs state
6.49%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.14 pts vs state
$102kMedian applicant income
303Loans originated
5Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 357 | 280 | 4.5% | 6.75% | #39 |
| 2024 | 392 | 319 | 2.0% | 6.63% | #44 |
| 2025 | 356 | 303 | 1.4% | 6.49% | #48 |
What Ark-La-Tex Financial Services, LLC. lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 199 | 173 | 4 | 2.0% |
| Sarpy County | 90 | 76 | 0 | 0.0% |
| Cass County | 19 | 14 | 1 | 5.3% |
| Lancaster County | 14 | 12 | 0 | 0.0% |
| Washington County | 7 | 6 | 0 | 0.0% |
| Saunders County | 6 | 4 | 0 | 0.0% |
| Dodge County | 3 | 3 | 0 | 0.0% |
| Platte County | 2 | 2 | 0 | 0.0% |
| Saline County | 2 | 0 | 0 | 0.0% |
| Nemaha County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 356 applications in 2025, of which 303 were originated and 5 denied.
1.4% of all applications, or 1.6% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Nebraska in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology