Dhi Mortgage Company · Nebraska · 2025

Dhi Mortgage Company in Nebraska: approval rate, denial rate and rates (2025)

Dhi Mortgage Company took 500 mortgage applications in Nebraska in 2025, ranking #35 of 565 lenders active in the state. It originated 65.8% of them and denied 10.4% (13.5% of the applications it decided), against a statewide denial rate of 12.5%.

500Applicationsin NE
13.5%Decision denial ratestate 15.1%
5.50%Median ratestate 6.63%
$335,000Median loanstate $185,000
$108MVolume3 counties

Dhi Mortgage Company in Nebraska vs the state

10.4%Denial rate-2.13 pts vs state
13.5%Decision denial rate-1.60 pts vs state
65.8%Origination rate-1.48 pts vs state
5.50%Median rate-1.13 pts vs state
-1.07Rate spread (pts)-1.30 pts vs state
$114kMedian applicant income
329Loans originated
52Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231951497.2%5.50%#67
20243992618.8%5.50%#43
202550032910.4%5.50%#35

What Dhi Mortgage Company lends in Nebraska

By loan purpose

Home purchase 500 100% · 10.4% denied

By loan type

Conventional 250 50% · 5.2% denied
FHA 146 29% · 22.6% denied
VA 104 21% · 5.8% denied

Why it denied Nebraska applicants

Debt-to-income ratio 36 69%
Credit history 7 13%
Insufficient cash 5 10%
Other 3 6%
Unverifiable information 1 2%

Where in Nebraska

Counties with the most Dhi Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sarpy County 33621537 11.0%
Douglas County 15811115 9.5%
Dodge County 630 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 500 applications in 2025, of which 329 were originated and 52 denied.

10.4% of all applications, or 13.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Dhi Mortgage Company originated in Nebraska in 2025 was 5.50%, against a statewide median of 6.63%.

About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology