Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $1.2B | 6,043 | 16.5% | 6.75% |
| 2 | JPMorgan Chase BankColumbus, OH | B | $1.1B | 1,804 | 8.9% | 6.38% |
| 3 | United Shore Financial ServicesPlymouth, MI | B | $1.1B | 4,239 | 13.7% | 6.50% |
| 4 | Liberty BankMiddletown, CT | A | $1.0B | 3,513 | 9.5% | 5.99% |
| 5 | Citizens BankProvidence, RI | C | $1.0B | 4,895 | 26.2% | 7.40% |
| 6 | U.S. BankCincinnati, OH | D | $1.0B | 1,758 | 16.0% | 6.38% |
| 7 | Total Mortgage ServicesMilford, CT | B | $972M | 4,219 | 4.5% | 6.63% |
| 8 | Bank of AmericaCharlotte, NC | F | $778M | 4,591 | 32.1% | 6.00% |
| 9 | Manufacturers and Traders TrustBuffalo, NY | C | $589M | 4,030 | 31.8% | 5.99% |
| 10 | Crosscountry MortgageCleveland, OH | B | $560M | 1,935 | 5.8% | 6.75% |
| 11 | Wells Fargo BankCharlotte, NC | B | $505M | 736 | 15.2% | 6.13% |
| 12 | Webster BankStamford, CT | C | $466M | 2,762 | 21.9% | 6.74% |
| 13 | CMG MortgageSan Ramon, CA | A | $456M | 2,215 | 7.5% | 6.63% |
| 14 | First World MortgageHartford, CT | A | $447M | 2,332 | 3.5% | 6.49% |
| 15 | Prosperity Home MortgageFairfax, VA | A | $339M | 1,163 | 6.3% | 6.63% |
| 16 | CitibankSioux Falls, SD | B | $300M | 598 | 16.2% | 6.13% |
| 17 | Movement MortgageLancaster, SC | A | $299M | 1,421 | 2.3% | 6.50% |
| 18 | TD BankWilmington, DE | D | $298M | 1,978 | 30.0% | 7.59% |
| 19 | Guaranteed RateChicago, IL | B | $296M | 1,506 | 7.4% | 6.63% |
| 20 | Morgan Stanley Private BankNew York, NY | A | $282M | 302 | 3.6% | 5.80% |
| 21 | Newtown Savings BankNewtown, CT | B | $281M | 1,059 | 6.5% | 6.38% |
| 22 | NewrezWilmington, DE | D | $272M | 2,556 | 21.8% | 6.88% |
| 23 | AMERICAN EAGLE FINANCIAL Credit UnionEast Hartford, CT | D | $265M | 2,463 | 18.9% | 7.75% |
| 24 | Pennymac Loan ServicesWestlake Village, CA | C | $261M | 1,583 | 12.8% | 6.50% |
| 25 | Loandepot.ComIrvine, CA | D | $252M | 1,665 | 24.3% | 6.99% |
| 26 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $245M | 1,035 | 2.2% | 6.63% |
| 27 | Guaranteed Rate AffinityChicago, IL | A | $240M | 836 | 4.9% | 6.63% |
| 28 | Union Savings BankDanbury, CT | A | $232M | 916 | 14.0% | 5.49% |
| 29 | Fairway Independent MortgageMadison, WI | B | $228M | 995 | 6.1% | 6.63% |
| 30 | Mortgage Research CenterColumbia, MO | C | $221M | 1,284 | 17.7% | 6.25% |
| 31 | Sikorsky Financial Credit UnionStratford, CT | D | $219M | 1,836 | 20.4% | 7.24% |
| 32 | Berkadia Commercial MortgageAmbler, PA | B | $215M | 18 | 0.0% | 5.95% |
| 33 | Freedom MortgageBoca Raton, FL | B | $194M | 1,645 | 9.5% | 6.25% |
| 34 | Navy Federal Credit UnionVienna, VA | D | $186M | 1,609 | 20.0% | 7.65% |
| 35 | William Raveis MortgageWilmington, DE | C | $182M | 802 | 11.1% | 6.50% |
| 36 | Chelsea Groton BankGroton, CT | B | $179M | 593 | 9.8% | 6.49% |
| 37 | Greystone Servicing CompanyWarrenton, VA | D | $163M | 9 | 11.1% | 5.76% |
| 38 | Walker & DunlopBethesda, MD | C | $159M | 21 | 0.0% | 6.17% |
| 39 | T2 FinancialWesterville, OH | B | $157M | 578 | 7.6% | 6.75% |
| 40 | Loan FunderNew York, NY | F | $152M | 570 | 7.7% | 8.01% |
| 41 | Thomaston Savings BankThomaston, CT | C | $148M | 832 | 13.8% | 7.13% |
| 42 | Primelending, a PlainscapitalDallas, TX | A | $146M | 558 | 3.6% | 6.75% |
| 43 | Broker SolutionsTustin, CA | D | $143M | 1,611 | 13.2% | 6.75% |
| 44 | Arbor Realty TrustBaltimore, MD | C | $143M | 17 | 0.0% | 5.34% |
| 45 | Union Home MortgageStrongsville, OH | B | $138M | 469 | 5.1% | 6.63% |
| 46 | Charter Oak Federal Credit UnionWaterford, CT | B | $138M | 1,015 | 12.7% | 6.50% |
| 47 | UBS Bank USASalt Lake City, UT | A | $136M | 106 | 5.7% | 5.88% |
| 48 | Ives BankDanbury, CT | C | $126M | 239 | 8.4% | — |
| 49 | Homestead FundingAlbany, NY | A | $126M | 486 | 2.7% | 6.38% |
| 50 | Nationstar MortgageCoppell, TX | C | $122M | 963 | 16.8% | 7.75% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
