Ives Bank in Connecticut vs the state
8.4%Denial rate-9.03 pts vs state
10.6%Decision denial rate-10.95 pts vs state
69.9%Origination rate+9.49 pts vs state
—Median rate
—Rate spread (pts)
$175kMedian applicant income
167Loans originated
20Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 501 | 378 | 6.2% | 6.00% | #51 |
| 2024 | 315 | 219 | 11.1% | — | #65 |
| 2025 | 239 | 167 | 8.4% | — | #90 |
What Ives Bank lends in Connecticut
By loan purpose
By loan type
Where in Connecticut
Counties with the most Ives Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 186 | 129 | 17 | 9.1% |
| 09120 | 27 | 18 | 2 | 7.4% |
| 09140 | 14 | 10 | 1 | 7.1% |
| 09110 | 4 | 3 | 0 | 0.0% |
| 09170 | 3 | 3 | 0 | 0.0% |
| 09160 | 2 | 2 | 0 | 0.0% |
| 09180 | 2 | 1 | 0 | 0.0% |
| 09130 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 239 applications in 2025, of which 167 were originated and 20 denied.
8.4% of all applications, or 10.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Ives Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology