Bank of America in Connecticut vs the state
32.1%Denial rate+14.68 pts vs state
41.3%Decision denial rate+19.75 pts vs state
44.9%Origination rate-15.49 pts vs state
6.00%Median rate-0.63 pts vs state
0.45Rate spread (pts)+0.21 pts vs state
$136kMedian applicant income
2,061Loans originated
1,473Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,989 | 2,039 | 44.8% | 6.99% | #2 |
| 2024 | 4,518 | 1,919 | 34.6% | 6.99% | #2 |
| 2025 | 4,591 | 2,061 | 32.1% | 6.00% | #3 |
What Bank of America lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 1,235 | 520 | 438 | 35.5% |
| 09190 | 1,197 | 647 | 297 | 24.8% |
| 09170 | 623 | 257 | 211 | 33.9% |
| 09120 | 517 | 251 | 160 | 30.9% |
| 09140 | 448 | 166 | 166 | 37.1% |
| 09180 | 199 | 78 | 67 | 33.7% |
| 09130 | 181 | 69 | 62 | 34.3% |
| 09160 | 116 | 53 | 39 | 33.6% |
| 09150 | 75 | 20 | 33 | 44.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
| First World Mortgage | A | 2,332 | 3.5% | 6.49% |
Frequently asked questions
Connecticut: 4,591 applications in 2025, of which 2,061 were originated and 1,473 denied.
32.1% of all applications, or 41.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Bank of America originated in Connecticut in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Bank of America's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology