Webster Bank in Connecticut vs the state
21.9%Denial rate+4.47 pts vs state
27.2%Decision denial rate+5.65 pts vs state
55.8%Origination rate-4.59 pts vs state
6.74%Median rate+0.12 pts vs state
0.75Rate spread (pts)+0.51 pts vs state
$118kMedian applicant income
1,541Loans originated
604Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,350 | 1,999 | 18.8% | 7.12% | #5 |
| 2024 | 2,759 | 1,522 | 20.6% | 8.24% | #9 |
| 2025 | 2,762 | 1,541 | 21.9% | 6.74% | #8 |
What Webster Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Webster Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 864 | 512 | 181 | 20.9% |
| 09140 | 594 | 324 | 116 | 19.5% |
| 09190 | 444 | 256 | 96 | 21.6% |
| 09170 | 349 | 180 | 79 | 22.6% |
| 09120 | 182 | 87 | 60 | 33.0% |
| 09160 | 172 | 89 | 47 | 27.3% |
| 09130 | 128 | 76 | 20 | 15.6% |
| 09180 | 24 | 15 | 3 | 12.5% |
| 09150 | 5 | 2 | 2 | 40.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
| First World Mortgage | A | 2,332 | 3.5% | 6.49% |
Frequently asked questions
Connecticut: 2,762 applications in 2025, of which 1,541 were originated and 604 denied.
21.9% of all applications, or 27.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Webster Bank originated in Connecticut in 2025 was 6.74%, against a statewide median of 6.63%.
About this data. Figures are Webster Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology