Citizens Bank in Connecticut vs the state
26.2%Denial rate+8.77 pts vs state
29.1%Decision denial rate+7.52 pts vs state
61.9%Origination rate+1.52 pts vs state
7.40%Median rate+0.78 pts vs state
0.28Rate spread (pts)+0.04 pts vs state
$134kMedian applicant income
3,030Loans originated
1,281Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,058 | 2,894 | 31.6% | 8.25% | #1 |
| 2024 | 4,065 | 2,430 | 27.8% | 8.70% | #3 |
| 2025 | 4,895 | 3,030 | 26.2% | 7.40% | #2 |
What Citizens Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Citizens Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 1,129 | 785 | 222 | 19.7% |
| 09170 | 900 | 533 | 272 | 30.2% |
| 09110 | 763 | 453 | 203 | 26.6% |
| 09180 | 714 | 411 | 221 | 31.0% |
| 09130 | 483 | 304 | 119 | 24.6% |
| 09120 | 336 | 213 | 81 | 24.1% |
| 09140 | 318 | 180 | 89 | 28.0% |
| 09150 | 177 | 105 | 52 | 29.4% |
| 09160 | 75 | 46 | 22 | 29.3% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
| First World Mortgage | A | 2,332 | 3.5% | 6.49% |
Frequently asked questions
Connecticut: 4,895 applications in 2025, of which 3,030 were originated and 1,281 denied.
26.2% of all applications, or 29.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Citizens Bank originated in Connecticut in 2025 was 7.40%, against a statewide median of 6.63%.
About this data. Figures are Citizens Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology