AMERICAN EAGLE FINANCIAL Credit Union · Connecticut · 2025

AMERICAN EAGLE FINANCIAL Credit Union in Connecticut: approval rate, denial rate and rates (2025)

AMERICAN EAGLE FINANCIAL Credit Union took 2,463 mortgage applications in Connecticut in 2025, ranking #10 of 687 lenders active in the state. It originated 69.4% of them and denied 18.9% (21.3% of the applications it decided), against a statewide denial rate of 17.4%.

2.5kApplicationsin CT
21.3%Decision denial ratestate 21.6%
7.75%Median ratestate 6.63%
$105,000Median loanstate $245,000
$265MVolume9 counties

AMERICAN EAGLE FINANCIAL Credit Union in Connecticut vs the state

18.9%Denial rate+1.48 pts vs state
21.3%Decision denial rate-0.29 pts vs state
69.4%Origination rate+9.01 pts vs state
7.75%Median rate+1.13 pts vs state
0.59Rate spread (pts)+0.35 pts vs state
$120kMedian applicant income
1,709Loans originated
465Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6251,03825.4%8.50%#15
20241,8311,20522.7%8.75%#13
20252,4631,70918.9%7.75%#10

What AMERICAN EAGLE FINANCIAL Credit Union lends in Connecticut

By loan purpose

Home purchase 393 16% · 10.2% denied
Refinance 616 25% · 17.9% denied
Cash-out refinance 60 2% · 16.7% denied
Home improvement 770 31% · 22.0% denied
Other / HELOC 624 25% · 21.8% denied

By loan type

Conventional 2,458 100% · 18.9% denied
FHA 5 0% · 20.0% denied

Why it denied Connecticut applicants

Incomplete application 173 37%
Debt-to-income ratio 151 32%
Other 53 11%
Credit history 42 9%
Collateral 35 8%
Unverifiable information 10 2%
Insufficient cash 1 0%

Where in Connecticut

Counties with the most AMERICAN EAGLE FINANCIAL Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 1,8581,292361 19.4%
09130 17212132 18.6%
09170 1379423 16.8%
09140 13510017 12.6%
09180 644211 17.2%
09160 35226 17.1%
09190 23106 26.1%
09150 22156 27.3%
09120 17133 17.6%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
First World MortgageA 2,3323.5%6.49%

Frequently asked questions

Connecticut: 2,463 applications in 2025, of which 1,709 were originated and 465 denied.

18.9% of all applications, or 21.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans AMERICAN EAGLE FINANCIAL Credit Union originated in Connecticut in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are AMERICAN EAGLE FINANCIAL Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology