United Shore Financial Services in Connecticut vs the state
13.7%Denial rate-3.69 pts vs state
15.6%Decision denial rate-6.03 pts vs state
72.8%Origination rate+12.37 pts vs state
6.50%Median rate-0.13 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$110kMedian applicant income
3,084Loans originated
581Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,215 | 2,437 | 10.9% | 6.75% | #7 |
| 2024 | 3,689 | 2,711 | 13.7% | 6.63% | #5 |
| 2025 | 4,239 | 3,084 | 13.7% | 6.50% | #4 |
What United Shore Financial Services lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 1,251 | 934 | 164 | 13.1% |
| 09170 | 697 | 512 | 93 | 13.3% |
| 09140 | 568 | 399 | 86 | 15.1% |
| 09190 | 402 | 287 | 58 | 14.4% |
| 09180 | 401 | 296 | 46 | 11.5% |
| 09120 | 320 | 198 | 70 | 21.9% |
| 09130 | 253 | 200 | 24 | 9.5% |
| 09150 | 226 | 174 | 22 | 9.7% |
| 09160 | 121 | 84 | 18 | 14.9% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
| First World Mortgage | A | 2,332 | 3.5% | 6.49% |
Frequently asked questions
Connecticut: 4,239 applications in 2025, of which 3,084 were originated and 581 denied.
13.7% of all applications, or 15.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans United Shore Financial Services originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology