Manufacturers and Traders Trust in Connecticut vs the state
31.8%Denial rate+14.39 pts vs state
33.6%Decision denial rate+12.04 pts vs state
59.5%Origination rate-0.88 pts vs state
5.99%Median rate-0.63 pts vs state
-1.21Rate spread (pts)-1.45 pts vs state
$117kMedian applicant income
2,398Loans originated
1,281Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,114 | 1,744 | 34.6% | 7.84% | #8 |
| 2024 | 3,615 | 2,127 | 33.1% | 8.44% | #6 |
| 2025 | 4,030 | 2,398 | 31.8% | 5.99% | #6 |
What Manufacturers and Traders Trust lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 1,215 | 708 | 412 | 33.9% |
| 09190 | 809 | 516 | 224 | 27.7% |
| 09120 | 644 | 406 | 184 | 28.6% |
| 09170 | 537 | 302 | 179 | 33.3% |
| 09140 | 406 | 233 | 141 | 34.7% |
| 09180 | 192 | 94 | 72 | 37.5% |
| 09130 | 112 | 69 | 32 | 28.6% |
| 09160 | 81 | 50 | 24 | 29.6% |
| 09150 | 34 | 20 | 13 | 38.2% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
| First World Mortgage | A | 2,332 | 3.5% | 6.49% |
Frequently asked questions
Connecticut: 4,030 applications in 2025, of which 2,398 were originated and 1,281 denied.
31.8% of all applications, or 33.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Manufacturers and Traders Trust originated in Connecticut in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology