Rocket Mortgage · Connecticut · 2025

Rocket Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Rocket Mortgage took 6,043 mortgage applications in Connecticut in 2025, ranking #1 of 687 lenders active in the state. It originated 74.6% of them and denied 16.5% (17.6% of the applications it decided), against a statewide denial rate of 17.4%.

6.0kApplicationsin CT
17.6%Decision denial ratestate 21.6%
6.75%Median ratestate 6.63%
$235,000Median loanstate $245,000
$1.2BVolume9 counties

Rocket Mortgage in Connecticut vs the state

16.5%Denial rate-0.90 pts vs state
17.6%Decision denial rate-4.04 pts vs state
74.6%Origination rate+14.17 pts vs state
6.75%Median rate+0.13 pts vs state
0.61Rate spread (pts)+0.37 pts vs state
$119kMedian applicant income
4,505Loans originated
997Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234,1332,97717.9%6.88%#3
20244,6273,52615.9%6.88%#1
20256,0434,50516.5%6.75%#1

What Rocket Mortgage lends in Connecticut

By loan purpose

Home purchase 1,555 26% · 11.5% denied
Refinance 991 16% · 16.9% denied
Cash-out refinance 3,220 53% · 18.2% denied
Home improvement 85 1% · 24.7% denied
Other / HELOC 192 3% · 23.4% denied

By loan type

Conventional 4,941 82% · 14.7% denied
FHA 818 14% · 26.9% denied
VA 284 5% · 17.3% denied

Why it denied Connecticut applicants

Collateral 419 42%
Debt-to-income ratio 203 20%
Incomplete application 201 20%
Credit history 72 7%
Other 36 4%
Insufficient cash 36 4%
Unverifiable information 21 2%
Employment history 9 1%

Where in Connecticut

Counties with the most Rocket Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 1,6171,233242 15.0%
09170 944716153 16.2%
09190 901664145 16.1%
09140 840617155 18.5%
09180 50236982 16.3%
09120 46633983 17.8%
09130 33124362 18.7%
09150 23718035 14.8%
09160 20514440 19.5%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%
First World MortgageA 2,3323.5%6.49%

Frequently asked questions

Connecticut: 6,043 applications in 2025, of which 4,505 were originated and 997 denied.

16.5% of all applications, or 17.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Rocket Mortgage originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology