Freedom Mortgage in Connecticut vs the state
9.5%Denial rate-7.92 pts vs state
18.2%Decision denial rate-3.37 pts vs state
35.6%Origination rate-24.76 pts vs state
6.25%Median rate-0.38 pts vs state
0.44Rate spread (pts)+0.21 pts vs state
$103kMedian applicant income
586Loans originated
156Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 538 | 188 | 20.1% | 6.88% | #47 |
| 2024 | 1,090 | 394 | 13.2% | 6.63% | #30 |
| 2025 | 1,645 | 586 | 9.5% | 6.25% | #19 |
What Freedom Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Freedom Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 434 | 172 | 35 | 8.1% |
| 09140 | 280 | 119 | 33 | 11.8% |
| 09170 | 237 | 74 | 26 | 11.0% |
| 09180 | 165 | 50 | 12 | 7.3% |
| 09120 | 135 | 37 | 15 | 11.1% |
| 09190 | 126 | 40 | 10 | 7.9% |
| 09150 | 120 | 44 | 15 | 12.5% |
| 09130 | 90 | 35 | 5 | 5.6% |
| 09160 | 58 | 15 | 5 | 8.6% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 1,645 applications in 2025, of which 586 were originated and 156 denied.
9.5% of all applications, or 18.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Freedom Mortgage originated in Connecticut in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Freedom Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology