UBS Bank USA in Connecticut vs the state
5.7%Denial rate-11.74 pts vs state
6.8%Decision denial rate-14.77 pts vs state
77.4%Origination rate+16.98 pts vs state
5.88%Median rate-0.75 pts vs state
-0.06Rate spread (pts)-0.29 pts vs state
$590kMedian applicant income
82Loans originated
6Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 64 | 3.6% | 5.94% | #153 |
| 2024 | 80 | 60 | 6.3% | 6.25% | #179 |
| 2025 | 106 | 82 | 5.7% | 5.88% | #163 |
What UBS Bank USA lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most UBS Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 65 | 51 | 1 | 1.5% |
| 09170 | 11 | 7 | 1 | 9.1% |
| 09160 | 10 | 8 | 2 | 20.0% |
| 09120 | 6 | 4 | 1 | 16.7% |
| 09130 | 5 | 4 | 1 | 20.0% |
| 09180 | 4 | 3 | 0 | 0.0% |
| 09110 | 3 | 3 | 0 | 0.0% |
| 09140 | 2 | 2 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 106 applications in 2025, of which 82 were originated and 6 denied.
5.7% of all applications, or 6.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans UBS Bank USA originated in Connecticut in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are UBS Bank USA's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology