Guaranteed Rate Affinity in Connecticut vs the state
4.9%Denial rate-12.50 pts vs state
6.7%Decision denial rate-14.86 pts vs state
66.6%Origination rate+6.25 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)-0.02 pts vs state
$149kMedian applicant income
557Loans originated
41Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 798 | 506 | 4.9% | 6.63% | #37 |
| 2024 | 746 | 508 | 7.0% | 6.63% | #42 |
| 2025 | 836 | 557 | 4.9% | 6.63% | #39 |
What Guaranteed Rate Affinity lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Guaranteed Rate Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 233 | 170 | 12 | 5.2% |
| 09190 | 192 | 111 | 9 | 4.7% |
| 09110 | 184 | 132 | 5 | 2.7% |
| 09120 | 86 | 58 | 5 | 5.8% |
| 09140 | 78 | 45 | 7 | 9.0% |
| 09130 | 36 | 27 | 0 | 0.0% |
| 09180 | 14 | 9 | 0 | 0.0% |
| 09160 | 9 | 2 | 3 | 33.3% |
| 09150 | 4 | 3 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 836 applications in 2025, of which 557 were originated and 41 denied.
4.9% of all applications, or 6.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Guaranteed Rate Affinity originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Guaranteed Rate Affinity's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology