U.S. Bank in Connecticut vs the state
16.0%Denial rate-1.42 pts vs state
19.3%Decision denial rate-2.28 pts vs state
65.2%Origination rate+4.86 pts vs state
6.38%Median rate-0.25 pts vs state
-0.06Rate spread (pts)-0.29 pts vs state
$256kMedian applicant income
1,147Loans originated
281Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,475 | 869 | 23.8% | 6.63% | #17 |
| 2024 | 1,709 | 1,088 | 19.7% | 6.50% | #15 |
| 2025 | 1,758 | 1,147 | 16.0% | 6.38% | #17 |
What U.S. Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 921 | 655 | 99 | 10.7% |
| 09110 | 222 | 131 | 49 | 22.1% |
| 09120 | 199 | 118 | 37 | 18.6% |
| 09140 | 135 | 70 | 33 | 24.4% |
| 09170 | 120 | 72 | 29 | 24.2% |
| 09180 | 54 | 35 | 12 | 22.2% |
| 09130 | 51 | 32 | 12 | 23.5% |
| 09150 | 31 | 17 | 6 | 19.4% |
| 09160 | 25 | 17 | 4 | 16.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 1,758 applications in 2025, of which 1,147 were originated and 281 denied.
16.0% of all applications, or 19.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans U.S. Bank originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology