Crosscountry Mortgage · Connecticut · 2025

Crosscountry Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 1,935 mortgage applications in Connecticut in 2025, ranking #14 of 687 lenders active in the state. It originated 66.9% of them and denied 5.8% (7.9% of the applications it decided), against a statewide denial rate of 17.4%.

1.9kApplicationsin CT
7.9%Decision denial ratestate 21.6%
6.75%Median ratestate 6.63%
$355,000Median loanstate $245,000
$560MVolume9 counties

Crosscountry Mortgage in Connecticut vs the state

5.8%Denial rate-11.56 pts vs state
7.9%Decision denial rate-13.72 pts vs state
66.9%Origination rate+6.49 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$140kMedian applicant income
1,294Loans originated
113Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3398482.8%6.88%#19
20241,5511,0583.0%6.88%#18
20251,9351,2945.8%6.75%#14

What Crosscountry Mortgage lends in Connecticut

By loan purpose

Home purchase 1,256 65% · 3.0% denied
Refinance 205 11% · 1.5% denied
Cash-out refinance 181 9% · 6.1% denied
Home improvement 82 4% · 30.5% denied
Other / HELOC 211 11% · 17.1% denied

By loan type

Conventional 1,569 81% · 6.0% denied
FHA 319 16% · 5.6% denied
VA 47 2% · 2.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 28 25%
Incomplete application 27 24%
Credit history 19 17%
Collateral 19 17%
Other 8 7%
Insufficient cash 6 5%
Unverifiable information 6 5%

Where in Connecticut

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 56840236 6.3%
09140 32220625 7.8%
09120 31520219 6.0%
09170 29119214 4.8%
09110 19111010 5.2%
09160 73591 1.4%
09180 67424 6.0%
09130 57472 3.5%
09150 51342 3.9%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 1,935 applications in 2025, of which 1,294 were originated and 113 denied.

5.8% of all applications, or 7.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Crosscountry Mortgage originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology