Pennymac Loan Services in Connecticut vs the state
12.8%Denial rate-4.58 pts vs state
19.6%Decision denial rate-2.00 pts vs state
50.7%Origination rate-9.72 pts vs state
6.50%Median rate-0.13 pts vs state
0.35Rate spread (pts)+0.11 pts vs state
$119kMedian applicant income
802Loans originated
203Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 680 | 313 | 17.7% | 6.75% | #39 |
| 2024 | 929 | 485 | 13.8% | 6.63% | #34 |
| 2025 | 1,583 | 802 | 12.8% | 6.50% | #22 |
What Pennymac Loan Services lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 471 | 237 | 60 | 12.7% |
| 09140 | 239 | 115 | 36 | 15.1% |
| 09170 | 228 | 109 | 26 | 11.4% |
| 09180 | 200 | 120 | 20 | 10.0% |
| 09190 | 137 | 73 | 21 | 15.3% |
| 09120 | 120 | 55 | 16 | 13.3% |
| 09130 | 84 | 43 | 8 | 9.5% |
| 09150 | 61 | 29 | 10 | 16.4% |
| 09160 | 43 | 21 | 6 | 14.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 1,583 applications in 2025, of which 802 were originated and 203 denied.
12.8% of all applications, or 19.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Pennymac Loan Services originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology