Thomaston Savings Bank in Connecticut vs the state
13.8%Denial rate-3.58 pts vs state
15.4%Decision denial rate-6.22 pts vs state
74.6%Origination rate+14.26 pts vs state
7.13%Median rate+0.50 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$114kMedian applicant income
621Loans originated
115Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,101 | 864 | 10.6% | 6.00% | #24 |
| 2024 | 911 | 679 | 15.6% | 7.00% | #36 |
| 2025 | 832 | 621 | 13.8% | 7.13% | #40 |
What Thomaston Savings Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Thomaston Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09140 | 499 | 378 | 66 | 13.2% |
| 09160 | 159 | 116 | 24 | 15.1% |
| 09110 | 130 | 93 | 20 | 15.4% |
| 09170 | 17 | 14 | 2 | 11.8% |
| 09130 | 12 | 10 | 0 | 0.0% |
| 09190 | 6 | 4 | 1 | 16.7% |
| 09180 | 5 | 4 | 0 | 0.0% |
| 09120 | 4 | 2 | 2 | 50.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 832 applications in 2025, of which 621 were originated and 115 denied.
13.8% of all applications, or 15.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Thomaston Savings Bank originated in Connecticut in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Thomaston Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology