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Top home equity lenders in Connecticut (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

124kApplications in CT
21.6%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Connecticut ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 Citizens BankProvidence, RI C 1,187 4,895 26.2% 7.40%
2 Bank of AmericaCharlotte, NC F 1,056 4,591 32.1% 6.00%
3 Sikorsky Financial Credit UnionStratford, CT D 980 1,836 20.4% 7.24%
4 Spring EqConshohocken, PA D 700 1,283 49.3% 9.25%
5 Figure LendingCharlotte, NC C 691 1,092 27.4% 8.80%
6 Manufacturers and Traders TrustBuffalo, NY C 670 4,030 31.8% 5.99%
7 AMERICAN EAGLE FINANCIAL Credit UnionEast Hartford, CT D 624 2,463 18.9% 7.75%
8 Liberty BankMiddletown, CT A 609 3,513 9.5% 5.99%
9 Loandepot.ComIrvine, CA D 583 1,665 24.3% 6.99%
10 Sofi BankCottonwood Heights, UT D 503 829 9.2% 7.88%
11 Discover BankGreenwood, DE F 465 997 51.0% 8.60%
12 Webster BankStamford, CT C 461 2,762 21.9% 6.74%
13 Better MortgageNew York, NY F 419 787 29.7% 8.25%
14 Nationstar MortgageCoppell, TX C 388 963 16.8% 7.75%
15 Navy Federal Credit UnionVienna, VA D 385 1,609 20.0% 7.65%
16 TD BankWilmington, DE D 382 1,978 30.0% 7.59%
17 Pennymac Loan ServicesWestlake Village, CA C 352 1,583 12.8% 6.50%
18 Coastal Community BankEverett, WA C 321 594 0.8% 9.74%
19 Thomaston Savings BankThomaston, CT C 254 832 13.8% 7.13%
20 RCN CapitalSouth Windsor, CT D 228 657 37.1% 9.49%
21 U.S. BankCincinnati, OH D 219 1,758 16.0% 6.38%
22 Connex Credit UnionNorth Haven, CT F 211 957 25.6% —
23 Crosscountry MortgageCleveland, OH B 211 1,935 5.8% 6.75%
24 Newtown Savings BankNewtown, CT B 199 1,059 6.5% 6.38%
25 Charter Oak Federal Credit UnionWaterford, CT B 196 1,015 12.7% 6.50%
26 Broker SolutionsTustin, CA D 194 1,611 13.2% 6.75%
27 Rocket MortgagePlymouth, MI C 192 6,043 16.5% 6.75%
28 Homebridge Financial ServicesIselin, NJ B 186 473 11.2% 10.10%
29 Connecticut State EmployeesHartford, CT C 165 444 19.1% 5.80%
30 JPMorgan Chase BankColumbus, OH B 154 1,804 8.9% 6.38%
31 Lakeview Loan ServicingCoral Gables, FL C 149 699 51.4% 6.38%
32 KeyBankCleveland, OH C 147 642 33.3% 7.00%
33 Ion BankNaugatuck, D 140 534 15.0% —
34 Dutch PointWethersfield, CT D 136 230 25.7% 6.75%
35 CitibankSioux Falls, SD B 126 598 16.2% 6.13%
36 Nutmeg State FinancialRocky Hill, CT D 120 724 39.6% —
37 PNC BankWilmington, DE D 108 360 31.9% 6.75%
38 Union Savings BankDanbury, CT A 105 916 14.0% 5.49%
39 Guaranteed RateChicago, IL B 105 1,506 7.4% 6.63%
40 360 Federal Credit UnionWindsor Locks, CT D 98 332 22.3% —
41 Third Federal Savings and Loan Association of ClevelandCleveland, OH C 95 279 34.4% 6.99%
42 Fd Community Federal Credit UnionWaterbury, CT – 77 101 25.7% —
43 Mutual of Omaha MortgageSan Diego, CA C 75 617 21.4% 6.49%
44 SCIENT Federal Credit UnionGroton, CT D 74 86 11.6% 6.63%
45 Dime BankNorwich, CT D 74 308 22.7% —
46 Chelsea Groton BankGroton, CT B 72 593 9.8% 6.49%
47 Bethpage Federal Credit UnionBethpage, NY C 68 244 38.5% 6.49%
48 Achieve Financial Credit UnionBerlin, CT D 63 132 30.3% 6.50%
49 Valon MortgagePhoenix, AZ C 61 163 17.8% 8.35%
50 Seasons Federal Credit UnionMiddletown, CT C 58 199 13.6% —

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.