Valon Mortgage in Connecticut vs the state
17.8%Denial rate+0.39 pts vs state
20.1%Decision denial rate-1.45 pts vs state
58.3%Origination rate-2.10 pts vs state
8.35%Median rate+1.72 pts vs state
2.01Rate spread (pts)+1.77 pts vs state
$120kMedian applicant income
95Loans originated
29Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 8 | 28.6% | 6.50% | #312 |
| 2025 | 163 | 95 | 17.8% | 8.35% | #121 |
What Valon Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 50 | 27 | 10 | 20.0% |
| 09170 | 37 | 22 | 9 | 24.3% |
| 09140 | 27 | 17 | 3 | 11.1% |
| 09130 | 14 | 7 | 3 | 21.4% |
| 09190 | 14 | 9 | 2 | 14.3% |
| 09120 | 9 | 6 | 1 | 11.1% |
| 09160 | 5 | 4 | 0 | 0.0% |
| 09180 | 4 | 2 | 1 | 25.0% |
| 09150 | 3 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 163 applications in 2025, of which 95 were originated and 29 denied.
17.8% of all applications, or 20.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Valon Mortgage originated in Connecticut in 2025 was 8.35%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology