Dime Bank · Connecticut · 2025

Dime Bank in Connecticut: approval rate, denial rate and rates (2025)

Dime Bank took 308 mortgage applications in Connecticut in 2025, ranking #76 of 687 lenders active in the state. It originated 62.3% of them and denied 22.7% (25.8% of the applications it decided), against a statewide denial rate of 17.4%.

308Applicationsin CT
25.8%Decision denial ratestate 21.6%
Median ratestate 6.63%
$255,000Median loanstate $245,000
$103MVolume9 counties

Dime Bank in Connecticut vs the state

22.7%Denial rate+5.33 pts vs state
25.8%Decision denial rate+4.24 pts vs state
62.3%Origination rate+1.96 pts vs state
Median rate
Rate spread (pts)
$120kMedian applicant income
192Loans originated
70Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202330017821.3%#66
202425013129.6%#78
202530819222.7%#76

What Dime Bank lends in Connecticut

By loan purpose

Home purchase 131 43% · 13.7% denied
Refinance 14 5% · 21.4% denied
Cash-out refinance 59 19% · 28.8% denied
Home improvement 30 10% · 16.7% denied
Other / HELOC 74 24% · 36.5% denied

By loan type

Conventional 306 99% · 22.6% denied
FHA 2 1% · 50.0% denied

Where in Connecticut

Counties with the most Dime Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09180 18310247 25.7%
09110 55419 16.4%
09130 23166 26.1%
09150 21154 19.0%
09140 770 0.0%
09190 641 16.7%
09170 550 0.0%
09120 411 25.0%
09160 210 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 308 applications in 2025, of which 192 were originated and 70 denied.

22.7% of all applications, or 25.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Dime Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology