Figure Lending in Connecticut vs the state
27.4%Denial rate+9.98 pts vs state
29.0%Decision denial rate+7.41 pts vs state
45.9%Origination rate-14.50 pts vs state
8.80%Median rate+2.18 pts vs state
2.41Rate spread (pts)+2.17 pts vs state
$116kMedian applicant income
501Loans originated
299Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 829 | 333 | 34.1% | 11.10% | #35 |
| 2024 | 943 | 415 | 27.6% | 10.45% | #33 |
| 2025 | 1,092 | 501 | 27.4% | 8.80% | #28 |
What Figure Lending lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 301 | 145 | 81 | 26.9% |
| 09190 | 187 | 79 | 57 | 30.5% |
| 09140 | 149 | 71 | 28 | 18.8% |
| 09170 | 124 | 59 | 30 | 24.2% |
| 09180 | 97 | 47 | 23 | 23.7% |
| 09120 | 95 | 32 | 39 | 41.1% |
| 09130 | 50 | 22 | 18 | 36.0% |
| 09160 | 50 | 22 | 16 | 32.0% |
| 09150 | 39 | 24 | 7 | 17.9% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 1,092 applications in 2025, of which 501 were originated and 299 denied.
27.4% of all applications, or 29.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Figure Lending originated in Connecticut in 2025 was 8.80%, against a statewide median of 6.63%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology