Seasons Federal Credit Union · Connecticut · 2025

Seasons Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Seasons Federal Credit Union took 199 mortgage applications in Connecticut in 2025, ranking #99 of 687 lenders active in the state. It originated 76.4% of them and denied 13.6% (15.1% of the applications it decided), against a statewide denial rate of 17.4%.

199Applicationsin CT
15.1%Decision denial ratestate 21.6%
Median ratestate 6.63%
$75,000Median loanstate $245,000
$16MVolume7 counties

Seasons Federal Credit Union in Connecticut vs the state

13.6%Denial rate-3.83 pts vs state
15.1%Decision denial rate-6.51 pts vs state
76.4%Origination rate+16.00 pts vs state
Median rate
Rate spread (pts)
$120kMedian applicant income
152Loans originated
27Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231437226.6%#107
20241538524.8%#110
202519915213.6%#99

What Seasons Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 5 3% · 0.0% denied
Refinance 29 15% · 20.7% denied
Cash-out refinance 27 14% · 11.1% denied
Home improvement 80 40% · 7.5% denied
Other / HELOC 58 29% · 20.7% denied

By loan type

Conventional 199 100% · 13.6% denied

Why it denied Connecticut applicants

Credit history 13 48%
Debt-to-income ratio 8 30%
Collateral 3 11%
Other 3 11%

Where in Connecticut

Counties with the most Seasons Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09130 967611 11.5%
09170 62468 12.9%
09110 27214 14.8%
09140 641 16.7%
09190 422 50.0%
09160 211 50.0%
09180 220 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 199 applications in 2025, of which 152 were originated and 27 denied.

13.6% of all applications, or 15.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Seasons Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology