360 Federal Credit Union · Connecticut · 2025

360 Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

360 Federal Credit Union took 332 mortgage applications in Connecticut in 2025, ranking #71 of 687 lenders active in the state. It originated 67.2% of them and denied 22.3% (23.7% of the applications it decided), against a statewide denial rate of 17.4%.

332Applicationsin CT
23.7%Decision denial ratestate 21.6%
Median ratestate 6.63%
$65,000Median loanstate $245,000
$21MVolume8 counties

360 Federal Credit Union in Connecticut vs the state

22.3%Denial rate+4.89 pts vs state
23.7%Decision denial rate+2.13 pts vs state
67.2%Origination rate+6.79 pts vs state
Median rate
Rate spread (pts)
$114kMedian applicant income
223Loans originated
74Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202328217524.1%#73
202428518620.7%#72
202533222322.3%#71

What 360 Federal Credit Union lends in Connecticut

By loan purpose

Home purchase 5 2% · 40.0% denied
Refinance 31 9% · 12.9% denied
Cash-out refinance 40 12% · 12.5% denied
Home improvement 158 48% · 20.3% denied
Other / HELOC 98 30% · 31.6% denied

By loan type

Conventional 332 100% · 22.3% denied

Where in Connecticut

Counties with the most 360 Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 28819560 20.8%
09130 20127 35.0%
09140 642 33.3%
09160 642 33.3%
09170 532 40.0%
09190 330 0.0%
09180 210 0.0%
09150 211 50.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 332 applications in 2025, of which 223 were originated and 74 denied.

22.3% of all applications, or 23.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are 360 Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology