Mutual of Omaha Mortgage · Connecticut · 2025

Mutual of Omaha Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Mutual of Omaha Mortgage took 617 mortgage applications in Connecticut in 2025, ranking #50 of 687 lenders active in the state. It originated 53.7% of them and denied 21.4% (27.8% of the applications it decided), against a statewide denial rate of 17.4%.

617Applicationsin CT
27.8%Decision denial ratestate 21.6%
6.49%Median ratestate 6.63%
$265,000Median loanstate $245,000
$103MVolume9 counties

Mutual of Omaha Mortgage in Connecticut vs the state

21.4%Denial rate+3.99 pts vs state
27.8%Decision denial rate+6.20 pts vs state
53.7%Origination rate-6.73 pts vs state
6.49%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.17 pts vs state
$84kMedian applicant income
331Loans originated
132Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202335317428.1%7.10%#60
202449926027.5%6.75%#54
202561733121.4%6.49%#50

What Mutual of Omaha Mortgage lends in Connecticut

By loan purpose

Home purchase 94 15% · 9.6% denied
Refinance 131 21% · 9.9% denied
Cash-out refinance 301 49% · 27.2% denied
Home improvement 16 3% · 37.5% denied
Other / HELOC 75 12% · 29.3% denied

By loan type

Conventional 238 39% · 16.4% denied
FHA 341 55% · 23.8% denied
VA 38 6% · 31.6% denied

Why it denied Connecticut applicants

Credit history 96 73%
Collateral 18 14%
Insufficient cash 5 4%
Unverifiable information 5 4%
Other 3 2%
Debt-to-income ratio 3 2%
Incomplete application 2 2%

Where in Connecticut

Counties with the most Mutual of Omaha Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 1638739 23.9%
09140 944723 24.5%
09170 854221 24.7%
09190 75467 9.3%
09120 482313 27.1%
09180 442311 25.0%
09130 44284 9.1%
09160 32196 18.8%
09150 32168 25.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 617 applications in 2025, of which 331 were originated and 132 denied.

21.4% of all applications, or 27.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Mutual of Omaha Mortgage originated in Connecticut in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology