Fd Community Federal Credit Union · Connecticut · 2025

Fd Community Federal Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Fd Community Federal Credit Union took 101 mortgage applications in Connecticut in 2025, ranking #164 of 687 lenders active in the state. It originated 55.5% of them and denied 25.7% (31.7% of the applications it decided), against a statewide denial rate of 17.4%.

101Applicationsin CT
31.7%Decision denial ratestate 21.6%
Median ratestate 6.63%
$45,000Median loanstate $245,000
$3.9MVolume6 counties

Fd Community Federal Credit Union in Connecticut vs the state

25.7%Denial rate+8.34 pts vs state
31.7%Decision denial rate+10.12 pts vs state
55.5%Origination rate-4.93 pts vs state
Median rate
Rate spread (pts)
$86kMedian applicant income
56Loans originated
26Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023393023.1%#221
20241246630.7%#135
20251015625.7%#164

What Fd Community Federal Credit Union lends in Connecticut

By loan purpose

Home improvement 24 24% · 33.3% denied
Other / HELOC 77 76% · 23.4% denied

By loan type

Conventional 101 100% · 25.7% denied

Why it denied Connecticut applicants

Credit history 14 54%
Debt-to-income ratio 8 31%
Employment history 3 12%
Collateral 1 4%

Where in Connecticut

Counties with the most Fd Community Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09140 885124 27.3%
09110 711 14.3%
09170 320 0.0%
09130 110 0.0%
09160 110 0.0%
09120 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 101 applications in 2025, of which 56 were originated and 26 denied.

25.7% of all applications, or 31.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Fd Community Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology