Citibank in Connecticut vs the state
16.2%Denial rate-1.18 pts vs state
26.0%Decision denial rate+4.42 pts vs state
45.5%Origination rate-14.90 pts vs state
6.13%Median rate-0.50 pts vs state
-0.17Rate spread (pts)-0.41 pts vs state
$240kMedian applicant income
272Loans originated
97Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 428 | 274 | 5.1% | 5.75% | #57 |
| 2024 | 518 | 232 | 19.5% | 6.38% | #52 |
| 2025 | 598 | 272 | 16.2% | 6.13% | #51 |
What Citibank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 355 | 189 | 39 | 11.0% |
| 09120 | 89 | 34 | 15 | 16.9% |
| 09110 | 48 | 13 | 14 | 29.2% |
| 09170 | 40 | 10 | 17 | 42.5% |
| 09140 | 34 | 7 | 8 | 23.5% |
| 09160 | 19 | 12 | 1 | 5.3% |
| 09130 | 8 | 5 | 2 | 25.0% |
| 09180 | 5 | 2 | 1 | 20.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 598 applications in 2025, of which 272 were originated and 97 denied.
16.2% of all applications, or 26.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Citibank originated in Connecticut in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Citibank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology