Discover Bank in Connecticut vs the state
51.0%Denial rate+33.55 pts vs state
79.1%Decision denial rate+57.54 pts vs state
12.7%Origination rate-47.64 pts vs state
8.60%Median rate+1.97 pts vs state
2.04Rate spread (pts)+1.80 pts vs state
$114kMedian applicant income
127Loans originated
508Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,887 | 360 | 45.6% | 9.24% | #10 |
| 2024 | 3,109 | 507 | 47.9% | 8.86% | #7 |
| 2025 | 997 | 127 | 51.0% | 8.60% | #34 |
What Discover Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Discover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 291 | 39 | 139 | 47.8% |
| 09190 | 174 | 18 | 85 | 48.9% |
| 09170 | 133 | 23 | 60 | 45.1% |
| 09140 | 121 | 17 | 70 | 57.9% |
| 09120 | 81 | 10 | 41 | 50.6% |
| 09180 | 66 | 6 | 37 | 56.1% |
| 09130 | 59 | 8 | 29 | 49.2% |
| 09150 | 47 | 5 | 30 | 63.8% |
| 09160 | 25 | 1 | 17 | 68.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 997 applications in 2025, of which 127 were originated and 508 denied.
51.0% of all applications, or 79.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Discover Bank originated in Connecticut in 2025 was 8.60%, against a statewide median of 6.63%.
About this data. Figures are Discover Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology