Guaranteed Rate in Connecticut vs the state
7.4%Denial rate-9.96 pts vs state
11.3%Decision denial rate-10.27 pts vs state
56.0%Origination rate-4.40 pts vs state
6.63%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.07 pts vs state
$116kMedian applicant income
843Loans originated
112Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,293 | 681 | 3.6% | 6.63% | #21 |
| 2024 | 1,255 | 769 | 6.1% | 6.63% | #25 |
| 2025 | 1,506 | 843 | 7.4% | 6.63% | #23 |
What Guaranteed Rate lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Guaranteed Rate applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 374 | 201 | 25 | 6.7% |
| 09170 | 223 | 116 | 24 | 10.8% |
| 09140 | 199 | 118 | 12 | 6.0% |
| 09150 | 190 | 137 | 10 | 5.3% |
| 09190 | 180 | 78 | 13 | 7.2% |
| 09180 | 135 | 86 | 11 | 8.1% |
| 09120 | 106 | 47 | 10 | 9.4% |
| 09130 | 65 | 39 | 3 | 4.6% |
| 09160 | 34 | 21 | 4 | 11.8% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 1,506 applications in 2025, of which 843 were originated and 112 denied.
7.4% of all applications, or 11.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Guaranteed Rate originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Guaranteed Rate's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology