TD Bank · Connecticut · 2025

TD Bank in Connecticut: approval rate, denial rate and rates (2025)

TD Bank took 1,978 mortgage applications in Connecticut in 2025, ranking #13 of 687 lenders active in the state. It originated 50.7% of them and denied 30.0% (36.7% of the applications it decided), against a statewide denial rate of 17.4%.

2.0kApplicationsin CT
36.7%Decision denial ratestate 21.6%
7.59%Median ratestate 6.63%
$135,000Median loanstate $245,000
$298MVolume9 counties

TD Bank in Connecticut vs the state

30.0%Denial rate+12.58 pts vs state
36.7%Decision denial rate+15.11 pts vs state
50.7%Origination rate-9.72 pts vs state
7.59%Median rate+0.96 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$128kMedian applicant income
1,002Loans originated
593Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,1401,05734.4%8.14%#12
20242,1571,05632.3%8.49%#11
20251,9781,00230.0%7.59%#13

What TD Bank lends in Connecticut

By loan purpose

Home purchase 344 17% · 19.5% denied
Refinance 488 25% · 23.2% denied
Cash-out refinance 12 1% · 50.0% denied
Home improvement 752 38% · 34.4% denied
Other / HELOC 382 19% · 38.7% denied

By loan type

Conventional 1,972 100% · 29.9% denied
FHA 6 0% · 50.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 300 51%
Credit history 175 30%
Collateral 96 16%
Other 17 3%
Incomplete application 2 0%
Employment history 1 0%
Unverifiable information 1 0%
Insufficient cash 1 0%

Where in Connecticut

Counties with the most TD Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 564274168 29.8%
09190 395213106 26.8%
09170 33117497 29.3%
09140 307145109 35.5%
09120 1918771 37.2%
09130 734412 16.4%
09180 613413 21.3%
09160 442511 25.0%
09150 1266 50.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 1,978 applications in 2025, of which 1,002 were originated and 593 denied.

30.0% of all applications, or 36.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans TD Bank originated in Connecticut in 2025 was 7.59%, against a statewide median of 6.63%.

About this data. Figures are TD Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology