Connecticut State Employees in Connecticut vs the state
19.1%Denial rate+1.74 pts vs state
22.9%Decision denial rate+1.32 pts vs state
64.4%Origination rate+4.03 pts vs state
5.80%Median rate-0.83 pts vs state
-0.04Rate spread (pts)-0.28 pts vs state
$125kMedian applicant income
286Loans originated
85Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 566 | 386 | 20.0% | 5.00% | #44 |
| 2024 | 575 | 360 | 23.3% | 6.20% | #48 |
| 2025 | 444 | 286 | 19.1% | 5.80% | #63 |
What Connecticut State Employees lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Connecticut State Employees applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 203 | 139 | 32 | 15.8% |
| 09140 | 63 | 32 | 18 | 28.6% |
| 09170 | 58 | 37 | 10 | 17.2% |
| 09130 | 40 | 21 | 11 | 27.5% |
| 09180 | 35 | 24 | 9 | 25.7% |
| 09120 | 16 | 10 | 4 | 25.0% |
| 09160 | 13 | 12 | 0 | 0.0% |
| 09150 | 10 | 8 | 0 | 0.0% |
| 09190 | 6 | 3 | 1 | 16.7% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 444 applications in 2025, of which 286 were originated and 85 denied.
19.1% of all applications, or 22.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Connecticut State Employees originated in Connecticut in 2025 was 5.80%, against a statewide median of 6.63%.
About this data. Figures are Connecticut State Employees's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology