Bethpage Federal Credit Union in Connecticut vs the state
38.5%Denial rate+21.12 pts vs state
43.9%Decision denial rate+22.34 pts vs state
48.8%Origination rate-11.61 pts vs state
6.49%Median rate-0.13 pts vs state
-0.34Rate spread (pts)-0.57 pts vs state
$178kMedian applicant income
119Loans originated
94Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 201 | 82 | 44.3% | 8.75% | #91 |
| 2024 | 286 | 134 | 38.1% | 6.99% | #71 |
| 2025 | 244 | 119 | 38.5% | 6.49% | #87 |
What Bethpage Federal Credit Union lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 112 | 67 | 32 | 28.6% |
| 09110 | 34 | 12 | 18 | 52.9% |
| 09120 | 24 | 13 | 6 | 25.0% |
| 09170 | 21 | 8 | 11 | 52.4% |
| 09140 | 19 | 4 | 13 | 68.4% |
| 09180 | 11 | 3 | 6 | 54.5% |
| 09160 | 9 | 4 | 4 | 44.4% |
| 09130 | 9 | 6 | 2 | 22.2% |
| 09150 | 5 | 2 | 2 | 40.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 244 applications in 2025, of which 119 were originated and 94 denied.
38.5% of all applications, or 43.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Bethpage Federal Credit Union originated in Connecticut in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology