Sikorsky Financial Credit Union · Connecticut · 2025

Sikorsky Financial Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Sikorsky Financial Credit Union took 1,836 mortgage applications in Connecticut in 2025, ranking #15 of 687 lenders active in the state. It originated 62.8% of them and denied 20.4% (23.5% of the applications it decided), against a statewide denial rate of 17.4%.

1.8kApplicationsin CT
23.5%Decision denial ratestate 21.6%
7.24%Median ratestate 6.63%
$115,000Median loanstate $245,000
$219MVolume9 counties

Sikorsky Financial Credit Union in Connecticut vs the state

20.4%Denial rate+2.97 pts vs state
23.5%Decision denial rate+1.92 pts vs state
62.8%Origination rate+2.42 pts vs state
7.24%Median rate+0.62 pts vs state
0.28Rate spread (pts)+0.04 pts vs state
$133kMedian applicant income
1,153Loans originated
374Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6941,08317.2%6.25%#14
20241,7871,11320.8%7.24%#14
20251,8361,15320.4%7.24%#15

What Sikorsky Financial Credit Union lends in Connecticut

By loan purpose

Home purchase 237 13% · 5.1% denied
Refinance 62 3% · 6.5% denied
Cash-out refinance 455 25% · 16.5% denied
Home improvement 102 6% · 17.7% denied
Other / HELOC 980 53% · 27.0% denied

By loan type

Conventional 1,836 100% · 20.4% denied

Why it denied Connecticut applicants

Debt-to-income ratio 195 52%
Credit history 119 32%
Collateral 34 9%
Other 14 4%
Incomplete application 9 2%
Employment history 3 1%

Where in Connecticut

Counties with the most Sikorsky Financial Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09140 536345113 21.1%
09120 501284121 24.2%
09170 39726973 18.4%
09190 26617241 15.4%
09110 854818 21.2%
09130 29241 3.4%
09180 1044 40.0%
09160 1063 30.0%
09150 210 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 1,836 applications in 2025, of which 1,153 were originated and 374 denied.

20.4% of all applications, or 23.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Sikorsky Financial Credit Union originated in Connecticut in 2025 was 7.24%, against a statewide median of 6.63%.

About this data. Figures are Sikorsky Financial Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology