Better Mortgage in Connecticut vs the state
29.7%Denial rate+12.33 pts vs state
47.8%Decision denial rate+26.17 pts vs state
31.3%Origination rate-29.12 pts vs state
8.25%Median rate+1.63 pts vs state
0.89Rate spread (pts)+0.65 pts vs state
$150kMedian applicant income
246Loans originated
234Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 95 | 7.7% | 6.25% | #89 |
| 2024 | 237 | 90 | 18.6% | 6.50% | #86 |
| 2025 | 787 | 246 | 29.7% | 8.25% | #43 |
What Better Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 233 | 78 | 65 | 27.9% |
| 09190 | 146 | 54 | 38 | 26.0% |
| 09170 | 125 | 38 | 41 | 32.8% |
| 09140 | 91 | 25 | 29 | 31.9% |
| 09120 | 75 | 22 | 21 | 28.0% |
| 09180 | 44 | 9 | 17 | 38.6% |
| 09130 | 34 | 12 | 6 | 17.6% |
| 09160 | 24 | 6 | 10 | 41.7% |
| 09150 | 15 | 2 | 7 | 46.7% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 787 applications in 2025, of which 246 were originated and 234 denied.
29.7% of all applications, or 47.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Better Mortgage originated in Connecticut in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology