Loandepot.Com · Connecticut · 2025

Loandepot.Com in Connecticut: approval rate, denial rate and rates (2025)

Loandepot.Com took 1,665 mortgage applications in Connecticut in 2025, ranking #18 of 687 lenders active in the state. It originated 56.8% of them and denied 24.3% (29.3% of the applications it decided), against a statewide denial rate of 17.4%.

1.7kApplicationsin CT
29.3%Decision denial ratestate 21.6%
6.99%Median ratestate 6.63%
$165,000Median loanstate $245,000
$252MVolume9 counties

Loandepot.Com in Connecticut vs the state

24.3%Denial rate+6.92 pts vs state
29.3%Decision denial rate+7.74 pts vs state
56.8%Origination rate-3.62 pts vs state
6.99%Median rate+0.37 pts vs state
0.75Rate spread (pts)+0.51 pts vs state
$100kMedian applicant income
945Loans originated
405Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202389450524.8%6.63%#32
20241,42577024.4%6.88%#20
20251,66594524.3%6.99%#18

What Loandepot.Com lends in Connecticut

By loan purpose

Home purchase 308 18% · 9.1% denied
Refinance 136 8% · 22.8% denied
Cash-out refinance 557 33% · 24.1% denied
Home improvement 81 5% · 30.9% denied
Other / HELOC 583 35% · 32.1% denied

By loan type

Conventional 1,322 79% · 23.0% denied
FHA 283 17% · 32.5% denied
VA 60 4% · 15.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 112 28%
Collateral 101 25%
Unverifiable information 70 17%
Credit history 47 12%
Incomplete application 32 8%
Other 30 7%
Insufficient cash 11 3%
Employment history 2 0%

Where in Connecticut

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 411229112 27.3%
09190 26114464 24.5%
09170 24813855 22.2%
09140 20413049 24.0%
09120 1759249 28.0%
09180 1247523 18.5%
09150 925316 17.4%
09130 814514 17.3%
09160 693923 33.3%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 1,665 applications in 2025, of which 945 were originated and 405 denied.

24.3% of all applications, or 29.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Loandepot.Com originated in Connecticut in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology