Third Federal Savings and Loan Association of Cleveland in Connecticut vs the state
34.4%Denial rate+17.01 pts vs state
38.6%Decision denial rate+16.96 pts vs state
52.0%Origination rate-8.41 pts vs state
6.99%Median rate+0.37 pts vs state
-0.29Rate spread (pts)-0.53 pts vs state
$181kMedian applicant income
145Loans originated
96Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 113 | 56 | 36.3% | 7.24% | #125 |
| 2024 | 296 | 133 | 40.5% | 7.49% | #68 |
| 2025 | 279 | 145 | 34.4% | 6.99% | #81 |
What Third Federal Savings and Loan Association of Cleveland lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 81 | 46 | 21 | 25.9% |
| 09110 | 68 | 32 | 27 | 39.7% |
| 09120 | 36 | 22 | 11 | 30.6% |
| 09170 | 34 | 20 | 10 | 29.4% |
| 09140 | 32 | 13 | 18 | 56.3% |
| 09160 | 12 | 3 | 5 | 41.7% |
| 09130 | 7 | 5 | 2 | 28.6% |
| 09180 | 6 | 3 | 1 | 16.7% |
| 09150 | 3 | 1 | 1 | 33.3% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 279 applications in 2025, of which 145 were originated and 96 denied.
34.4% of all applications, or 38.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in Connecticut in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology