Homebridge Financial Services · Connecticut · 2025

Homebridge Financial Services in Connecticut: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 473 mortgage applications in Connecticut in 2025, ranking #61 of 687 lenders active in the state. It originated 69.1% of them and denied 11.2% (13.7% of the applications it decided), against a statewide denial rate of 17.4%.

473Applicationsin CT
13.7%Decision denial ratestate 21.6%
10.10%Median ratestate 6.63%
$155,000Median loanstate $245,000
$69MVolume9 counties

Homebridge Financial Services in Connecticut vs the state

11.2%Denial rate-6.19 pts vs state
13.7%Decision denial rate-7.86 pts vs state
69.1%Origination rate+8.75 pts vs state
10.10%Median rate+3.47 pts vs state
0.45Rate spread (pts)+0.21 pts vs state
$131kMedian applicant income
327Loans originated
53Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202359140521.5%6.63%#43
202433619921.4%10.70%#63
202547332711.2%10.10%#61

What Homebridge Financial Services lends in Connecticut

By loan purpose

Home purchase 77 16% · 24.7% denied
Refinance 38 8% · 34.2% denied
Cash-out refinance 23 5% · 30.4% denied
Home improvement 149 32% · 3.4% denied
Other / HELOC 186 39% · 4.8% denied

By loan type

Conventional 426 90% · 9.4% denied
FHA 32 7% · 28.1% denied
VA 15 3% · 26.7% denied

Why it denied Connecticut applicants

Unverifiable information 19 36%
Collateral 14 26%
Debt-to-income ratio 12 23%
Incomplete application 4 8%
Insufficient cash 2 4%
Other 1 2%
Credit history 1 2%

Where in Connecticut

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 1157711 9.6%
09110 987012 12.2%
09170 70479 12.9%
09120 67459 13.4%
09140 60425 8.3%
09180 33226 18.2%
09160 20150 0.0%
09150 651 16.7%
09130 440 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 473 applications in 2025, of which 327 were originated and 53 denied.

11.2% of all applications, or 13.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Homebridge Financial Services originated in Connecticut in 2025 was 10.10%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology