JPMorgan Chase Bank · Connecticut · 2025

JPMorgan Chase Bank in Connecticut: approval rate, denial rate and rates (2025)

JPMorgan Chase Bank took 1,804 mortgage applications in Connecticut in 2025, ranking #16 of 687 lenders active in the state. It originated 64.9% of them and denied 8.9% (11.8% of the applications it decided), against a statewide denial rate of 17.4%.

1.8kApplicationsin CT
11.8%Decision denial ratestate 21.6%
6.38%Median ratestate 6.63%
$405,000Median loanstate $245,000
$1.1BVolume9 counties

JPMorgan Chase Bank in Connecticut vs the state

8.9%Denial rate-8.48 pts vs state
11.8%Decision denial rate-9.77 pts vs state
64.9%Origination rate+4.53 pts vs state
6.38%Median rate-0.25 pts vs state
-0.06Rate spread (pts)-0.30 pts vs state
$180kMedian applicant income
1,171Loans originated
161Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,1817897.7%6.50%#23
20241,37387510.3%6.62%#21
20251,8041,1718.9%6.38%#16

What JPMorgan Chase Bank lends in Connecticut

By loan purpose

Home purchase 1,121 62% · 5.9% denied
Refinance 163 9% · 8.0% denied
Cash-out refinance 254 14% · 16.1% denied
Home improvement 112 6% · 17.9% denied
Other / HELOC 154 9% · 13.6% denied

By loan type

Conventional 1,771 98% · 8.8% denied
FHA 24 1% · 16.7% denied
VA 9 0% · 11.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 60 37%
Collateral 41 25%
Credit history 22 14%
Other 17 11%
Unverifiable information 12 7%
Employment history 7 4%
Insufficient cash 2 1%

Where in Connecticut

Counties with the most JPMorgan Chase Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 86160060 7.0%
09110 23213127 11.6%
09120 20312322 10.8%
09170 20212422 10.9%
09140 1469417 11.6%
09130 55392 3.6%
09180 50256 12.0%
09160 40274 10.0%
09150 1581 6.7%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 1,804 applications in 2025, of which 1,171 were originated and 161 denied.

8.9% of all applications, or 11.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans JPMorgan Chase Bank originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology