Primelending, a Plainscapital · Connecticut · 2025

Primelending, a Plainscapital in Connecticut: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 558 mortgage applications in Connecticut in 2025, ranking #56 of 687 lenders active in the state. It originated 72.8% of them and denied 3.6% (4.3% of the applications it decided), against a statewide denial rate of 17.4%.

558Applicationsin CT
4.3%Decision denial ratestate 21.6%
6.75%Median ratestate 6.63%
$345,000Median loanstate $245,000
$146MVolume9 counties

Primelending, a Plainscapital in Connecticut vs the state

3.6%Denial rate-13.82 pts vs state
4.3%Decision denial rate-17.28 pts vs state
72.8%Origination rate+12.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.27Rate spread (pts)+0.04 pts vs state
$126kMedian applicant income
406Loans originated
20Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234763573.8%6.99%#54
20244743594.2%6.81%#56
20255584063.6%6.75%#56

What Primelending, a Plainscapital lends in Connecticut

By loan purpose

Home purchase 448 80% · 2.5% denied
Refinance 64 11% · 6.3% denied
Cash-out refinance 39 7% · 7.7% denied
Other / HELOC 7 1% · 28.6% denied

By loan type

Conventional 491 88% · 2.7% denied
FHA 47 8% · 14.9% denied
VA 20 4% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 9 45%
Credit history 4 20%
Collateral 3 15%
Incomplete application 2 10%
Other 2 10%

Where in Connecticut

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09170 1461094 2.7%
09140 88663 3.4%
09180 82603 3.7%
09120 77483 3.9%
09110 60470 0.0%
09130 41320 0.0%
09190 39255 12.8%
09150 18142 11.1%
09160 750 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 558 applications in 2025, of which 406 were originated and 20 denied.

3.6% of all applications, or 4.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Primelending, a Plainscapital originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology