Mortgage Research Center in Connecticut vs the state
17.7%Denial rate+0.28 pts vs state
27.8%Decision denial rate+6.19 pts vs state
45.2%Origination rate-15.21 pts vs state
6.25%Median rate-0.38 pts vs state
-0.26Rate spread (pts)-0.49 pts vs state
$108kMedian applicant income
580Loans originated
227Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 939 | 469 | 15.0% | 6.75% | #29 |
| 2024 | 1,132 | 573 | 16.8% | 6.50% | #27 |
| 2025 | 1,284 | 580 | 17.7% | 6.25% | #25 |
What Mortgage Research Center lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 346 | 150 | 64 | 18.5% |
| 09180 | 283 | 136 | 37 | 13.1% |
| 09140 | 187 | 75 | 35 | 18.7% |
| 09170 | 162 | 80 | 31 | 19.1% |
| 09150 | 79 | 41 | 8 | 10.1% |
| 09130 | 78 | 34 | 16 | 20.5% |
| 09190 | 67 | 27 | 15 | 22.4% |
| 09160 | 42 | 21 | 9 | 21.4% |
| 09120 | 40 | 16 | 12 | 30.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 1,284 applications in 2025, of which 580 were originated and 227 denied.
17.7% of all applications, or 27.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Mortgage Research Center originated in Connecticut in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology