T2 Financial in Connecticut vs the state
7.6%Denial rate-9.79 pts vs state
8.5%Decision denial rate-13.14 pts vs state
77.3%Origination rate+16.96 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$110kMedian applicant income
447Loans originated
44Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 226 | 167 | 8.9% | 7.13% | #84 |
| 2024 | 501 | 398 | 4.6% | 6.75% | #53 |
| 2025 | 578 | 447 | 7.6% | 6.75% | #54 |
What T2 Financial lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most T2 Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09150 | 108 | 87 | 7 | 6.5% |
| 09170 | 107 | 77 | 13 | 12.1% |
| 09110 | 98 | 79 | 4 | 4.1% |
| 09180 | 96 | 76 | 4 | 4.2% |
| 09140 | 81 | 59 | 7 | 8.6% |
| 09120 | 41 | 33 | 3 | 7.3% |
| 09130 | 21 | 16 | 3 | 14.3% |
| 09190 | 14 | 11 | 2 | 14.3% |
| 09160 | 12 | 9 | 1 | 8.3% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 578 applications in 2025, of which 447 were originated and 44 denied.
7.6% of all applications, or 8.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans T2 Financial originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are T2 Financial's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology