Largest lenders in Taylor County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Royal Credit Union | B | 63 | 40 | 20.6% | 7.38% |
| 2 | Nicolet National Bank | A | 51 | 45 | 7.8% | 7.25% |
| 3 | Forward Bank | A | 49 | 42 | 2.0% | 7.28% |
| 4 | AbbyBank | C | 47 | 36 | 6.4% | 6.94% |
| 5 | Associated Bank | B | 26 | 12 | 42.3% | 7.25% |
| 6 | Rocket Mortgage | C | 26 | 17 | 34.6% | 6.88% |
| 7 | Ixonia Bank | C | 25 | 20 | 0.0% | 6.88% |
| 8 | Prevail Bank | C | 25 | 21 | 8.0% | 6.75% |
| 9 | Mortgage Research Center | C | 18 | 11 | 5.6% | 5.99% |
| 10 | Taylor Credit Union | – | 13 | 13 | 0.0% | — |
| 11 | Covantage Credit Union | B | 12 | 9 | 8.3% | 6.75% |
| 12 | Nations Lending | B | 11 | 10 | 0.0% | 6.81% |
| 13 | AgCountry Farm Credit Services, FLCA | B | 10 | 6 | 10.0% | 7.18% |
| 14 | Marine Credit Union | F | 9 | 3 | 22.2% | 9.13% |
| 15 | Cardinal Financial Company, Limited Partnership | B | 8 | 8 | 0.0% | 6.88% |
| 16 | Northwestern Bank | C | 8 | 5 | 25.0% | — |
| 17 | Pennymac Loan Services | C | 7 | 2 | 42.9% | 7.31% |
| 18 | Compeer Financial, Flca | C | 7 | 7 | 0.0% | 7.30% |
| 19 | Johnson Financial Group | A | 6 | 4 | 0.0% | 6.95% |
| 20 | IncredibleBank | C | 6 | 2 | 16.7% | 6.13% |
| 21 | Freedom Mortgage | B | 6 | 3 | 0.0% | 6.25% |
| 22 | Broker Solutions | D | 6 | 2 | 0.0% | 6.81% |
| 23 | Superior Choice Credit Union | B | 6 | 3 | 33.3% | 7.25% |
| 24 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 10.50% |
| 25 | Fairway Independent Mortgage | B | 5 | 5 | 0.0% | 6.99% |
Best approval odds in Taylor County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Royal Credit Union | 54 | 24.1% |
What Taylor County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Taylor County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 565 | 373 | 16.6% | 6.88% | $115,000 |
| 2024 | 557 | 372 | 15.3% | 7.25% | $125,000 |
| 2025 | 592 | 394 | 14.9% | 6.99% | $145,000 |
Frequently asked questions
14.9% of applications in Taylor County were denied in 2025, against 14.0% statewide in Wisconsin.
Royal Credit Union, with 63 applications in 2025 and a denial rate of 20.6%.
The median mortgage application in Taylor County in 2025 was for $145,000; the median property value on originated loans was $235,000.