AgCountry Farm Credit Services, FLCA in Wisconsin vs the state
4.6%Denial rate-9.46 pts vs state
6.9%Decision denial rate-9.46 pts vs state
61.4%Origination rate-6.79 pts vs state
7.15%Median rate+0.53 pts vs state
0.44Rate spread (pts)+0.32 pts vs state
$96kMedian applicant income
27Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 51 | 5.2% | 7.25% | #286 |
| 2024 | 76 | 67 | 0.0% | 7.15% | #277 |
| 2025 | 44 | 27 | 4.6% | 7.15% | #345 |
What AgCountry Farm Credit Services, FLCA lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most AgCountry Farm Credit Services, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Taylor County | 10 | 6 | 1 | 10.0% |
| Clark County | 6 | 3 | 1 | 16.7% |
| Waushara County | 5 | 2 | 0 | 0.0% |
| Lincoln County | 4 | 2 | 0 | 0.0% |
| Marathon County | 4 | 2 | 0 | 0.0% |
| Portage County | 4 | 4 | 0 | 0.0% |
| Wood County | 3 | 3 | 0 | 0.0% |
| Chippewa County | 2 | 1 | 0 | 0.0% |
| Waupaca County | 2 | 2 | 0 | 0.0% |
| Vilas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 44 applications in 2025, of which 27 were originated and 2 denied.
4.6% of all applications, or 6.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans AgCountry Farm Credit Services, FLCA originated in Wisconsin in 2025 was 7.15%, against a statewide median of 6.63%.
About this data. Figures are AgCountry Farm Credit Services, FLCA's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology