Northwestern Bank in Wisconsin vs the state
9.2%Denial rate-4.80 pts vs state
10.8%Decision denial rate-5.59 pts vs state
76.3%Origination rate+8.17 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
116Loans originated
14Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 136 | 5.3% | — | #152 |
| 2024 | 146 | 127 | 2.7% | — | #177 |
| 2025 | 152 | 116 | 9.2% | — | #196 |
What Northwestern Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Northwestern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chippewa County | 76 | 60 | 6 | 7.9% |
| Eau Claire County | 41 | 30 | 3 | 7.3% |
| Clark County | 8 | 6 | 2 | 25.0% |
| Taylor County | 8 | 5 | 2 | 25.0% |
| St. Croix County | 4 | 4 | 0 | 0.0% |
| Rusk County | 4 | 4 | 0 | 0.0% |
| Dunn County | 3 | 2 | 0 | 0.0% |
| Oneida County | 2 | 2 | 0 | 0.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
| Racine County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 152 applications in 2025, of which 116 were originated and 14 denied.
9.2% of all applications, or 10.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Northwestern Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology