Dunn County, Wisconsin · 2025

Mortgage lenders in Dunn County, WI: denial rates and top lenders (2025)

160 lenders acted on 1,539 mortgage applications for properties in Dunn County in 2025. 14.0% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.88%; median loan $165,000; median property value $305,000.

1.5kApplications
14.0%Denial ratestate 14.0%
6.88%Median ratestate 6.63%
$165,000Median loan
$305,000Median property value

Largest lenders in Dunn County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 WESTCONSIN Credit Union C 286197 12.9%7.50%
2 Royal Credit Union B 281206 10.7%6.75%
3 Peoples State Bank of Plainview A 7860 5.1%
4 Rocket Mortgage C 5644 12.5%6.50%
5 Zippy Loans D 4918 28.6%8.00%
6 Marine Credit Union F 4010 25.0%9.26%
7 Dairy State Bank C 3127 3.2%
8 Crosscountry Mortgage B 2822 0.0%6.75%
9 U.S. Bank D 2713 40.7%6.99%
10 United Shore Financial Services B 2718 22.2%6.13%
11 Compeer Financial, Flca C 2720 11.1%6.90%
12 Mortgage Research Center C 2512 12.0%6.25%
13 Guaranteed Rate B 2012 5.0%6.69%
14 Associated Bank B 1912 26.3%7.13%
15 Freedom Mortgage B 1910 0.0%5.75%
16 Triad Financial Services D 186 33.3%9.45%
17 BMO Bank F 1810 22.2%8.33%
18 Figure Lending C 1713 11.8%7.95%
19 Pennymac Loan Services C 167 18.8%6.13%
20 Fairway Independent Mortgage B 1612 0.0%6.81%
21 Old National Bank B 169 37.5%6.25%
22 21st Mortgage F 143 64.3%8.90%
23 Security Bank 1210 0.0%
24 Newrez D 126 16.7%7.56%
25 Nicolet National Bank A 128 8.3%7.06%

Best approval odds in Dunn County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Peoples State Bank of Plainview785.1%
2Royal Credit Union24312.4%
3Rocket Mortgage5213.5%
4WESTCONSIN Credit Union24215.3%

What Dunn County borrowers applied for

By loan purpose

Home purchase 636 41% · 10.7% denied
Refinance 207 13% · 10.6% denied
Cash-out refinance 299 19% · 15.4% denied
Home improvement 182 12% · 17.0% denied
Other / HELOC 215 14% · 22.8% denied

By loan type

Conventional 1,311 85% · 13.7% denied
FHA 108 7% · 21.3% denied
VA 108 7% · 10.2% denied
USDA / RHS 12 1% · 25.0% denied

Why applications were denied

Debt-to-income ratio 86 41%
Credit history 59 28%
Collateral 28 13%
Other 15 7%
Incomplete application 12 6%
Employment history 4 2%
Insufficient cash 4 2%
Unverifiable information 3 1%

Dunn County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,24378815.6%7.25%$145,000
20241,28583715.1%7.13%$145,000
20251,53998714.0%6.88%$165,000

Frequently asked questions

14.0% of applications in Dunn County were denied in 2025, against 14.0% statewide in Wisconsin.

WESTCONSIN Credit Union, with 286 applications in 2025 and a denial rate of 12.9%.

The median mortgage application in Dunn County in 2025 was for $165,000; the median property value on originated loans was $305,000.