Largest lenders in Rusk County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Royal Credit Union | B | 58 | 41 | 6.9% | 6.75% |
| 2 | WESTCONSIN Credit Union | C | 33 | 17 | 27.3% | 7.25% |
| 3 | Connexus Credit Union | C | 33 | 15 | 33.3% | 6.49% |
| 4 | Rocket Mortgage | C | 30 | 21 | 26.7% | 6.75% |
| 5 | Compeer Financial, Flca | C | 21 | 15 | 9.5% | 7.30% |
| 6 | Loandepot.Com | D | 21 | 6 | 38.1% | 7.12% |
| 7 | Superior Choice Credit Union | B | 21 | 13 | 23.8% | 6.50% |
| 8 | Mortgage Research Center | C | 19 | 10 | 10.5% | 6.50% |
| 9 | Security Financial Bank | B | 15 | 12 | 6.7% | — |
| 10 | Crosscountry Mortgage | B | 14 | 8 | 0.0% | 6.75% |
| 11 | Marine Credit Union | F | 12 | 7 | 33.3% | 9.13% |
| 12 | Citizens Community Federal | B | 11 | 7 | 9.1% | 6.63% |
| 13 | AmeriSave Mortgage | D | 10 | 2 | 70.0% | 8.63% |
| 14 | Freedom Mortgage | B | 10 | 4 | 10.0% | 6.00% |
| 15 | Associated Bank | B | 9 | 9 | 0.0% | 6.63% |
| 16 | United Shore Financial Services | B | 8 | 3 | 25.0% | 6.50% |
| 17 | Citizens State Bank | B | 8 | 5 | 37.5% | — |
| 18 | American Pacific Mortgage | C | 7 | 7 | 0.0% | 6.25% |
| 19 | Broker Solutions | D | 6 | 1 | 16.7% | 7.88% |
| 20 | Coastal Community Bank | C | 6 | 3 | 0.0% | 10.74% |
| 21 | Nicolet National Bank | A | 6 | 5 | 0.0% | 7.50% |
| 22 | First Federal Bank | B | 5 | 5 | 0.0% | 6.38% |
| 23 | Johnson Financial Group | A | 5 | 1 | 40.0% | 6.35% |
| 24 | USAA Federal Savings Bank | C | 5 | 2 | 0.0% | 6.63% |
| 25 | Spring Eq | D | 5 | 0 | 100.0% | — |
Best approval odds in Rusk County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Royal Credit Union | 50 | 8.0% |
What Rusk County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Rusk County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 398 | 228 | 21.4% | 6.99% | $95,000 |
| 2024 | 448 | 268 | 17.9% | 7.00% | $115,000 |
| 2025 | 531 | 312 | 18.1% | 6.75% | $135,000 |
Frequently asked questions
18.1% of applications in Rusk County were denied in 2025, against 14.0% statewide in Wisconsin.
Royal Credit Union, with 58 applications in 2025 and a denial rate of 6.9%.
The median mortgage application in Rusk County in 2025 was for $135,000; the median property value on originated loans was $235,000.