Security Financial Bank in Wisconsin vs the state
7.8%Denial rate-6.19 pts vs state
8.7%Decision denial rate-7.66 pts vs state
79.3%Origination rate+11.18 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
142Loans originated
14Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 178 | 117 | 19.1% | 6.75% | #147 |
| 2024 | 170 | 125 | 14.1% | — | #155 |
| 2025 | 179 | 142 | 7.8% | — | #175 |
What Security Financial Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Security Financial Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Eau Claire County | 36 | 31 | 0 | 0.0% |
| Chippewa County | 31 | 25 | 2 | 6.5% |
| Jackson County | 17 | 15 | 1 | 5.9% |
| Rusk County | 15 | 12 | 1 | 6.7% |
| Pepin County | 11 | 9 | 1 | 9.1% |
| St. Croix County | 8 | 7 | 0 | 0.0% |
| Barron County | 7 | 5 | 1 | 14.3% |
| Dunn County | 7 | 6 | 0 | 0.0% |
| Pierce County | 6 | 5 | 1 | 16.7% |
| Buffalo County | 4 | 4 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 179 applications in 2025, of which 142 were originated and 14 denied.
7.8% of all applications, or 8.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Security Financial Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology