USAA Federal Savings Bank in Wisconsin vs the state
22.8%Denial rate+8.74 pts vs state
31.2%Decision denial rate+14.80 pts vs state
50.0%Origination rate-18.15 pts vs state
6.13%Median rate-0.50 pts vs state
-0.27Rate spread (pts)-0.39 pts vs state
$118kMedian applicant income
189Loans originated
86Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 305 | 172 | 15.4% | 6.38% | #102 |
| 2024 | 400 | 216 | 21.3% | 6.50% | #96 |
| 2025 | 378 | 189 | 22.8% | 6.13% | #100 |
What USAA Federal Savings Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 32 | 16 | 9 | 28.1% |
| Milwaukee County | 31 | 14 | 10 | 32.3% |
| Waukesha County | 22 | 7 | 10 | 45.5% |
| Outagamie County | 15 | 8 | 5 | 33.3% |
| Brown County | 14 | 7 | 5 | 35.7% |
| Kenosha County | 12 | 6 | 3 | 25.0% |
| La Crosse County | 12 | 8 | 2 | 16.7% |
| Marathon County | 10 | 6 | 1 | 10.0% |
| Sauk County | 9 | 4 | 1 | 11.1% |
| Racine County | 9 | 3 | 1 | 11.1% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 378 applications in 2025, of which 189 were originated and 86 denied.
22.8% of all applications, or 31.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans USAA Federal Savings Bank originated in Wisconsin in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology