Prevail Bank in Wisconsin vs the state
12.8%Denial rate-1.21 pts vs state
14.8%Decision denial rate-1.61 pts vs state
71.2%Origination rate+3.05 pts vs state
6.75%Median rate+0.13 pts vs state
0.14Rate spread (pts)+0.02 pts vs state
$90kMedian applicant income
178Loans originated
32Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 328 | 252 | 9.5% | 6.50% | #98 |
| 2024 | 232 | 172 | 8.2% | 7.25% | #126 |
| 2025 | 250 | 178 | 12.8% | 6.75% | #132 |
What Prevail Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Prevail Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marathon County | 41 | 22 | 6 | 14.6% |
| Wood County | 38 | 27 | 5 | 13.2% |
| Price County | 33 | 19 | 8 | 24.2% |
| Taylor County | 25 | 21 | 2 | 8.0% |
| Eau Claire County | 22 | 20 | 1 | 4.5% |
| Portage County | 20 | 15 | 0 | 0.0% |
| Chippewa County | 12 | 11 | 1 | 8.3% |
| Lincoln County | 7 | 2 | 1 | 14.3% |
| Clark County | 7 | 5 | 2 | 28.6% |
| Winnebago County | 4 | 4 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 250 applications in 2025, of which 178 were originated and 32 denied.
12.8% of all applications, or 14.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Prevail Bank originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Prevail Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology