AbbyBank in Wisconsin vs the state
9.1%Denial rate-4.96 pts vs state
10.4%Decision denial rate-5.96 pts vs state
73.3%Origination rate+5.13 pts vs state
6.88%Median rate+0.25 pts vs state
0.33Rate spread (pts)+0.21 pts vs state
$87kMedian applicant income
170Loans originated
21Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 224 | 174 | 6.7% | 6.88% | #120 |
| 2024 | 193 | 134 | 10.9% | 7.63% | #147 |
| 2025 | 232 | 170 | 9.1% | 6.88% | #140 |
What AbbyBank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most AbbyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marathon County | 65 | 48 | 5 | 7.7% |
| Taylor County | 47 | 36 | 3 | 6.4% |
| Clark County | 44 | 33 | 4 | 9.1% |
| Shawano County | 24 | 11 | 5 | 20.8% |
| Wood County | 8 | 8 | 0 | 0.0% |
| Lincoln County | 7 | 7 | 0 | 0.0% |
| Winnebago County | 5 | 4 | 0 | 0.0% |
| Chippewa County | 4 | 3 | 0 | 0.0% |
| Price County | 3 | 3 | 0 | 0.0% |
| Outagamie County | 3 | 2 | 1 | 33.3% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 232 applications in 2025, of which 170 were originated and 21 denied.
9.1% of all applications, or 10.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans AbbyBank originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AbbyBank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology